Knowing your Credit Status is very important especially if you are going to ask for financial assistance from the bank or any financial institute, if you get your self checked in the ITC then you will know if you are blacklisted and that you are able to get a Personal Loan or any Finance.
Being Blacklisted is not good due to the fact that you can not get the kind of an amount that you are looking for and if your credit score is low you can not buy a car or even a house.
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