Capitec offers up to R230,000 in loans which may include personal purposes such as house construction, car purchases and the like. The maximum repayment period on this loan is 84 months or 7 years.
Capitec Bank personal loans are credit plans offered by the bank to assist you in case you are in need of additional cash. Most people opt to approach a bank which is able to listen to their financial need and is able to assist. One of the reasons Capitec Bank personal loans have become a choice to many is because of the interest rate offered by Capitec.
Capitec Bank Personal Loans Advantages
Capitec loans are designed to be flexible and easily accessible. The application process has been refined to give you piece of mind. Here are advantages of Capitec Bank loans:
- Approved in minutes in branch, cash available immediately
- Amount based on your credit profile and affordability
- Fixed monthly repayments
- Consolidate all your existing loans for easier monthly repayments
Capitec Bank Loans Cover
It is very important to always make sure that the personal loan you take is secure and insured. Here is what Capitec personal loans provide you:
- For loans 6 months and longer, your outstanding balance will be paid in full
- If you’re retrenched when the loan is less than 3 months old, 50% of your loan will be covered
- We pay for this cover and the money will be paid to us to settle your outstanding debt
Applying for Capitec Bank personal loans has been made very easy because it can be done right online
