How to get a Personal Loan

With allot of people looking to get a personal loan, this question has been pitched to us and thus we decided to answer a few quick questions and give a few valuable tips on getting a personal loan.

BEST SHORT TERM LOANS

#1 – lctfinance.co.zac31e69cd lctfinance.co.za is transforming the South African credit market by offering small, short term loans online with more speed, convenience and flexibility!

  • Lct Finance offers loans from R500 too R20 000
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#2 – Loans Sa

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Loansssa.co.za is the  loan provider with some real South African flavour! Quick loans of up to R 15 000 with 12 months to repay!

  • Up too R15 000
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#3 – Boodle
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Boodle is the short term loan provider with some real South African flavour! Quick loans of up to R 8000 with 41 days to repay!

  • R2,500 for new customers, and up to R8,000 for existing customers
  • Instant decision 24/7 & NO paperwork
  • Up to 41 days repayment period
  • Also available on mobile

 

When applying for a personal loan, be sure to have as much information as possible available about your current personal finances. These include your current salary slip, identity document, physical address etc.

Any loan company will require as much information about the potential client as possible to protect them from any future non-payment issue and to be sure that they can find you if you do decide to skip an instalment. This said, if you are thorough in your preparation and provide the loan company with all the information they require to offer you a personal loan, the chances of you getting personal loan is very good.

They look at your current credit commitments as well as our monthly salary and determine if you will be able to repay the loan you require. If not, they might do the calculations and offer you a smaller personal loan that will be within your budget.

Getting a personal loan is not an uphill battle, only be thorough and provide the loan company with the information they require.

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